Cuandeoro
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GUIDE

Partner Programme

Cuandeoro Partner Programme

Commission Shielding and High-End Real Estate Settlement

1. Introduction: The New Closing Standard

Are you a High-Standing Realtor? Stop suffering in the "Valley of Death".

As a real estate professional in Prime areas (Costa del Sol, Balearic Islands, Barcelona), you know that the most dangerous moment is not the acquisition, but the closing. Between the signing of the private contract and the notary, your operations face mortal risks:

  • Fund blocks due to archaic banking AML regulations.
  • Exchange rate losses that cause the buyer to renegotiate.
  • And the biggest fear: That the seller, once with the money, disputes your commission or delays paying it.

Cuandeoro is your security infrastructure. We are not a real estate agency. We are the technological gateway that guarantees that, if the deal is signed, you get paid. On the spot. Without discussion.

2. How does it work for the Partner?

Forget about invoicing the seller and waiting. With Cuandeoro, payment is atomic.

The "Smart Split" Technology

Our gateway uses Smart Contracts on the xrpl.org" class="text-gold hover:underline">XRP Ledger. This allows us to program the money. On the day of signing, when the buyer sends the funds, the system divides them mathematically in milliseconds:

  1. 94% travels instantly to the Seller's account/wallet.
  2. 5% travels instantly to YOUR account/wallet (Your Commission).
  3. 1% is settled as Cuandeoro service fee.

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Result: You leave the notary with liquidity in your account. No more chasing invoices.

3. Business Model and Sales Pitch

How much does it cost?

For you, the Agent: €0 per transaction.

Access Fee: To access the property creation API, bulk upload features, and Google Maps integration, a monthly subscription of €120 is required. This grants full access to the platform's professional tools.

KYC Requirement: We implement a tiered verification system:

  • Level 1 (Entry): Required to access the Partner Dashboard and tools (along with the €120 subscription).
  • Full KYC (Publishing): Sellers must complete the full KYC process to publish properties, ensuring compliance with MiCA capital regulations.

Smart Contract Exclusivity: By using our platform, you confirm that a smart contract is generated between Cuandeoro and the counterparty. This agreement ensures information security and prevents data leakage or bypassing of the platform.

Our business model is based on charging for financial efficiency to the parties moving the capital, not the intermediary.

Sales Pitch for your Clients (Who pays?)

For your BUYER

For your SELLER

Fee: 2%

Fee: 1%

"Mr. Buyer, if you send M via bank, you will lose 4-5% in exchange rates and wait 3 weeks. With Cuandeoro you pay a fixed 2% and we close tomorrow."

"Mr. Seller, for 1% we eliminate the risk of fund blocking. You see the money in your account before signing the deed. Total certainty."

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4. Operational and Fiscal Guide (Ireland -> Spain)

Operating with Cuandeoro is simple and 100% legal under European regulations.

A. Invoicing for Agencies and Freelancers (API/AICAT License)

Your relationship is intra-community B2B.

  1. Registration: You register as a verified Partner on our platform.
  2. Invoice: Cuandeoro (Ireland) issues the invoice for the technical service. Being an intra-community operator (VIES), the invoice is VAT EXEMPT (Reverse Charge Mechanism).
  3. Your Commission: You continue to issue your sales invoice to the seller as always. The difference is that Cuandeoro executes the payment of that invoice automatically.

B. For "Finders" and Independent Intermediaries

If you operate as an introducer or commission agent without an agency structure:

  • Cuandeoro offers you the security that a verbal contract cannot.
  • Since your fee (e.g. 1-2%) is encoded in the Smart Contract, payment is irrevocable.
  • You receive your funds in USDT, XRP or Euros in your personal wallet instantly. Note: You are responsible for declaring this income in your Personal Income Tax/Local Taxes.

5. Exclusive Tools for Partners

By joining the ecosystem, you access technology that differentiates you from traditional competition:

  1. Cuandeoro Arras (SaaS):
  • Generates digital reservation contracts in 5 minutes.
  • The buyer deposits the down payment (e.g. €20,000) in blockchain custody. No one can touch the money until the conditions are met.
  • Cost: Small monthly subscription for platform usage.
  1. Automated KYC/AML:
  • Don't waste time asking for passports and source of funds. Our system performs banking compliance for your international clients in 24/48h and delivers the certificate ready for the notary.

6. Legal Notice and Transparency

Operating Entity: Cuandeoro Ltd. (Ireland).

Jurisdiction: Operations are governed by Irish commercial law and European MiCA regulations.

Institutional Role: The Founding CEO does not intervene in payment operations or fund custody, guaranteeing the decentralisation and neutrality of the infrastructure.

Ready to shield your next operation?